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Their footprint in Africa is unparalleled
Chambers Global

Working together across Africa, our dedicated insurance practice group delivers an all-round, cost-effective service to our clients, who include leading African and international insurance companies, Lloyd’s syndicates, local and international brokers and other intermediaries, as well as a variety of policyholders. 

Our key differentiator is that our offering is holistic. It covers all aspects of insurance law, against the backdrop of a substantial depth of specialised expertise and experience, extending across claims and disputes, regulatory, due diligence, forensic services, corporate and M&A transactions, financial services and tax. We have the ability to do insurance work both throughout Africa and in-country.

ENSafrica is recognised by top ranking agencies for achieving consistently high standards when working on the continent.

As Africa’s largest law firm with over 600 specialist practitioners, ENSafrica has the capacity to deliver on your business requirements across all major industries and the continent. We are able to leverage our resources to suit your pricing preferences and deliver within your timeframes.

what we offer

Our services cover all aspects of insurance law, including:

Claims, disputes and coverage

We offer coverage advice, as well as guidance on and assistance with the claims process and any disputes across all insurance business lines:

  • Assets all risks, property and business interruption
  • Cargo, goods in transit and stock throughput
  • Commercial crime and civil liability
  • Construction and engineering (including machinery breakdown and business interruption)
  • Cyber, network disruption and data breaches
  • Employment practices liability
  • Environmental liability
  • Financial lines and directors and officers (D&O)
  • General commercial and business risks
  • General liability cover, including public liability
  • Guarantees (including construction and mining rehabilitation financial guarantees)
  • Hospitality and leisure
  • Marine
  • Mining, industries and power
  • Political risk
  • Product liability and recall
  • Professional indemnity
  • Reinsurance
  • Subrogated recoveries
  • Trade credit
  • Travel and event / bookings cancellation


  • All aspects of insurance regulation
  • Assisting in new product development from a regulatory and policy wording point of view
  • Compliance with the relevant legislation and codes
  • Drafting policy wording


  • Assisting insurers in corporate/M&A work and capital market raising, including corporate insurance mergers, acquisitions, joint ventures, restructurings and expansion into new markets
  • Cell captive arrangements
  • Insurance investments and hedging, including derivatives and security lending and repurchasing transactions
  • Lloyd’s of London related advice
  • Managing intellectual property portfolios
  • Transactional matters, including structuring and implementing large and complex local and cross-border insurance, reinsurance and restructuring transactions
  • Underwriting management agreements and agency agreements
  • Warranties and indemnities